Dues and money
Get your dues back, and know every rupee.
Every unpaid bill in one list, with a polite WhatsApp reminder in one tap. The cash book shows what should be in the drawer, and the day’s hisaab reaches your WhatsApp every night.
Dues, and who owes what
Every unpaid bill in one list, with how long it has been waiting. Record a payment, or send a reminder on WhatsApp.
- Oldest first
- Record part payments
- Reminders on WhatsApp
- Kavya Iyer Bill today₹8,720
- Anil Soni Bill 16 Sep · 9 days₹42,000
- Meena Joshi Bill 19 Sep · 6 days₹28,500
- R. K. Traders Bill 22 Sep · 3 days₹16,000
A polite reminder, in one tap
Remind a customer about their dues in a polite message with the amount, the bill date and how to pay. On Growth, reminders go out by themselves from your shop’s own WhatsApp number.
- One tap on Starter
- Automatic on Growth
- Every reminder listed on the bill
Namaste Anil ji, ₹42,000 is due on your bill of 16 Sep at Mehta Jewellers. You can pay by UPI or at the shop. Thank you.
11:30 amA credit limit for each customer
Set how much a customer can owe you. When a bill would take them over, the counter sees a warning before the bill is finished.
- A limit for each customer
- A warning on the bill
- You decide whether to go ahead
- His limit
- ₹50,000
- Owed now
- ₹42,000
- This bill on credit
- ₹18,500
Your day on WhatsApp, every night
At the end of the day the owner gets the figures on WhatsApp: sales, money in, old gold taken in, the galla, what’s owed and any discounts approved.
- Sent every night
- Sales, money in and old gold
- What’s owed and the galla
Mehta Jewellers · Fri 25 Sep
Sales ₹9,90,810 · 6 bills
Cash in ₹8,76,371
Old gold in 11.175 g fine
Cash in the drawer ₹73,450
Owed to you ₹95,220 · 4 customers
1 discount approved: ₹6,500 off for Neha Agarwal
Today’s hisaab on one screen
Sales, money received, old gold taken in and what is still owed on today’s bills, adding up to the day’s total.
- Cash, UPI and card
- Old gold taken in
- Compared with the same day last week
- Cash received
- ₹5,09,657
- Old gold taken in
- ₹1,25,719
- Still owed on today’s bills
- ₹8,720
Cash book and the drawer
Opening cash, cash received and cash paid out. CaratOS shows what should be in the drawer at any moment.
- Cash book
- Expenses with a note and a category
- What should be in the drawer
- Opening cash
- ₹25,000
- Cash received
- +₹58,450
- Paid out
- −₹10,000
- Should be in the drawer
- ₹73,450
In CaratOS
The galla, entry by entry
Opening cash, every rupee in and out, and what should be in the drawer when you close.
Mehta Jewellers is a sample shop; the names and figures are examples.
Guides
Read before you choose
- Jewellery software price in India: what it really costs How jewellery software is priced in India: licence and AMC, cloud plans, per-user fees, hardware and hidden costs, and how to compare the 3-year total.
- Jewellery billing software in India: what to look for before you buy What jewellery billing software in India must handle: karat rates, making, old gold, 3% GST, HUID and split payments. A checklist and demo questions.
In your plan
Dues and money, plan by plan
Starter ₹1,199 a month, GST included
- Dues and part payments
- One-tap WhatsApp reminders
- A credit limit for each customer
- Today’s sales and money
- Cash book and expenses
Growth adds ₹3,999 a month, GST included
- Automatic WhatsApp reminders from your shop’s number
- Your day’s figures on WhatsApp every night
- Purchase bills and suppliers
- Books and ledgers
- Tally live sync
- Trade accounts in cash and metal
- WhatsApp AI: ask the CaratOS bot about sales, stock or dues
Before you decide
Try it on your own terms
Prices on the website
Starter ₹1,199 and Growth ₹3,999 a month, GST included. No sales call needed.
See pricingRequest 15 days on Starter
No card needed. Your dashboard is view-only while approval is pending. Your 15-day Starter trial begins when CaratOS approves your request.
Request a free trialYour data stays yours
Export bills, stock and customers to Excel at any time, even after the trial.
Your dataSupport only when you allow it
CaratOS support comes in only when you switch it on, and you see every visit.
Team and accessQuestions about dues and money
Do reminders go from my shop’s WhatsApp number?
Yes. A one-tap reminder opens WhatsApp with the message ready, so it goes from your own number. On Growth, automatic reminders also go from your shop’s number, once WhatsApp approves it for business messages. WhatsApp charges for each automatic reminder.
What is the nightly WhatsApp summary?
Every night, the owner gets the day’s figures on WhatsApp: sales, money in, old gold taken in, cash in the drawer, what’s owed to you and any discounts approved. It comes with Growth and Custom.
Is my data safe?
Your shop’s data is kept separate from every other shop’s, and all traffic is encrypted (HTTPS). You can export your data at any time.